Online programs make personal budgeting easy - and even fun

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They're the first words out of every financial planner's mouth: Create a budget and stick to it. That can be much easier said than done.  (From the Buffalo Evening News)  Read the complete review and photos at the Buffalo News site at the end of the article.

But if you want the help, there is more out there now than ever before. Web-based budgeting tools have come a long way from the bare bones spreadsheets of old. Visually stunning and full of digital tricks, today's financial software is no more difficult than and just as entertaining as a game of Bejeweled or Mafia Wars. Yet at the end of it all you'll actually have spent your time on something productive. And maybe you'll find a way to amass genuine riches rather than racking up points that are good only in the virtual world.

Best of all, several online budgeting programs are free.

 

BudgetToolkit.com   http://www.budgettoolkit.com/

Wesabe.com  https://www.wesabe.com/

KEEPING SAFE

Does entering sensitive financial information into online budgeting software give you the willies? Good. It should.

But if you decide the free, online budgeting help is worth the risk, there are a few things you can do to help keep your information safe.. Be sure to change your passwords often, use a different password for every account and choose passwords consisting of difficult-to-guess combinations of letters and numbers.. Be sure your anti-virus and anti-spy-ware software is active and up to date.

. If you don't have protective software, ShopSmart magazine suggests you build your own suite using free programs available online. Try AntiVir Personal ( www.free-av.com ), Microsoft Windows Defender (www.microsoft.com/defender ) and Spamfighter ( www.spamfighter.com/ download_download. asp).

. Watch for security seals, such as VeriSign, to be sure your data is encrypted and cannot be viewed by others.  . Do your homework on budgeting software. Verify the Web site against trusted third-party reviews.

 Read the complete article here 
http://www.buffalonews.com/185/story/839730.html

Alternatives to MS Word and Office Suite, Google Docs, OpenOffice, Lotus Symphony

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Google Docs & Spreadsheets
OpenOffice
Lotus Symphony
SoftMaker Office 2008 for Free


Google Inc said more than 2 million businesses now use its online office software, and the Web search leader is going global on Monday with an advertising campaign to lure customers away from Microsoft Corp and IBM products.

The campaign, which starts Monday in countries including France, Japan and Britain, represents a rare foray by Google into mass-market advertising and underscores increasing competition to provide businesses with email and other office software.

Google Docs & Spreadsheets beta gracefully merges word processing, spreadsheets and basic presentations within an online service that lets you collaborate with other users.
A overview of Google docs can be found here http://www.google.com/google-d-s/tour1.html



I remember when I used to use internet cafes and trying to find a copy of Word on a internet computer was very difficult to print out a document or to work on.  I can not understand today why internet cafes now don't make it convenient for customers now with OpenOffice or Lotus Symphony on every computer FREE and save money. A comment I saw on a blog recently MS stops you if your old computer has malfunctioned and you had to go out and purchase a new one in a hurry. That happened to my daughter. She had to have a computer, couldn't wait for an online purchase, so purchased a Vista machine on which the pre-installed MSOffice is a trial version. The trial version is about to run out, and, to get a full license with the functionality that she needs will run her nearly $500. I think it is highway robbery.


OpenOffice
Most people need to use office packages in order to work or to write and organize something. The most popular office package is currently Microsoft Office of course, and according to their standards, the de facto format for word processing is .doc, spreadsheets is .xls and presentations as .ppt files. Of course, any competitor to OpenOffice would need the ability to open, edit and save in these file formats in order to blend in with the world, but it would also newed some other advantages if it wanted some of the market share.


OpenOffice has now become a major competitor of MS Office, having about 8% of the market share, and MS looping up 90% of the rest of the users. This figure is steadily rising, and the main reason is that it’s FREE and OPEN SOURCE! This means that improvements to the suite is always in progress, almost inevitably from it’s users who are free to modify the source code of the suite.

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-You can open, edit and save as the defacto Ms Office formats. OpenOffice.org 3 is the leading open-source office software suite for word processing, spreadsheets, presentations, graphics, databases and more. It is available in many languages and works on all common computers. It stores all your data in an international open standard format and can also read and write files from other common office software packages. It can be downloaded and used completely free of charge for any purpose.
So if you are short of cash or just plain stingy, you can have this document software absolutely free.
Download: http://download.openoffice.org/other.html


An alternative to OpenOffice and Microsoft Office


Many times, when organizations do not have the budget to invest in Microsoft Office, they would go for an open source alternative such as OpenOffice.


However, some users said they still preferred Microsoft Office after trying out OpenOffice for a couple of days.


Since cost was an issue, they asked if there are any other office productivity software besides OpenOffice which is free to use.


Well, if you ask me, I’ll say YES! It’s called Lotus Symphony by IBM. Image by cote.
A free office productivity software by IBM? Really? Are you sure? Yes it’s true.
Lotus Symphony by IBM is a business productivity software that is intuitive and easy to use. Best of all, you can download and use it at no cost.


With Lotus Symphony, you have a:
Document Editor
Spreadsheet Editor
Presentation Editor
Application Integrator
And it can be installed on the following OSes:
Windows XP
Windows Vista
Linux SLED 10
RHEL5
Ubuntu 8.04
Mac OS X


A strong feature of Lotus Symphony is its support for industry standard OpenDocument Format (ODF). This ensures that documents created via Lotus Symphony can be supported now and in the future as well. Besides that, it  also supports interoperability with Microsoft Office file formats as well as most Lotus Suite applications. It even allows you to export to PDF directly without having to install any 3rd party components.


From the Lotus Symphony’s website, you can view the gallery link to download new cliparts, plugins, templates, etc. Whenever you need any help, the community will be there for you to ask questions, share and collaborate with other users.  The original complete article is here http://www.wareprise.com/2009/05/28/an-alternative-to-openoffice-and-microsoft-office/



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And check out my how to use instructions blog under development with valuable articles for computer users to understand how to use the computer programs like Openoffice, Word, Yahoo mail basics, (Excel, Power Point, XP, Windows, Realplayer, Paint Shop Pro, Photoshop are coming) giving you links to easily learn the programs on your computer.   http://computerhelpbasics.blogspot.com/


SoftMaker Office 2008 for Free

From techsupportalert website..Posted: 17 Dec 2009 This is a pretty impressive office suite comprising a word processor, spreadsheet, presentation program and scripting utility. To the eye it looks very like Office XP and it works very well indeed. In fact Infoworld rated it as superior to Open Office 3.1.
 
Overall this is a pretty decent freebie. No it's not got the extraordinary feature set of Office 2007 but it has just about everything normal users need.  The only major component missing is a replacement for Outlook but there are plenty of other free alternatives you can use instead. See here: Best Free PIM  Best Free Email Client

How does it compare to Open Office? Well Infoworld consider it to be better the Open Office V3.1
 

Five Best Software Update Tools

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Rather than wait around for your software to notify you of updates (let's face it, a lot of applications never will), these five handy tools keep an eye on your apps, alert you when an update's available, and streamline the updating process.
Photo by Wesley Fryer.
Earlier this week we asked you to share your favorite software update tools, and now we're back with the five most popular nominees. Read on for an overview of each, then cast your vote for the one you like best in the poll below.
Note: Clicking on the screenshots below will enlarge the screenshots to their original size.

FileHippo Update Checker (Windows, Free)


FileHippo.com is a software download site that hosts tons of both freeware and shareware, so the FileHippo Update Checker is a natural extension of their web site—only better. The lightweight application (the download is 155kb) scans your computer for installed apps in seconds, compares your installed version with the FileHippo.com database to check for new releases, then lists all detected updates in a list in your browser along with links to download your updates. FileHippo Update Checker is a free download for Windows only. (Original post)

Synaptic/APT (Linux, Free)

The Advanced Packaging Tool, a.k.a. APT, is a free tool built into most Linux distributions and many variants that handles the installation, removal, and updating of software packages. APT is a tool that went a long way toward making Linux a bit friendlier to the masses who aren't comfortable installing or compiling software packages on Linux, but it runs from the command line, so it's still not all that friendly to folks joining Linux from the Windows or Mac worlds. That's where Synaptic comes in. Synaptic is a graphical front end to APT that makes the tool wildly more user-friendly, and—yes—it handles checking for and updating software with aplomb. (Folks using Ubunutu, the most popular Linux distribution among Lifehacker readers, take note: Synaptic will be replaced by the Ubuntu Software Center—another APT-powered update tool—in April of 2010.)

AppFresh (Mac OS X, Free)

AppFresh is an automated update checker for Mac OS X. The tool scans your computer for installed software and checks for new versions against the database at web site i use this. Aside from also encompassing the functionality of Apple's built-in Software Update utility (if you install this, you won't need to run that), the app filters your updates and installed applications in a number of useful ways, and provides descriptions of each tool in a handy info panel along with release notes. Perhaps most impressive, AppFresh can automate the update process for many of the apps so you don't have to go through the tedious process of downloading and installing every single update by hand. AppFresh is free (though currently in a "Development Preview", which could mean it will eventually cost money), Mac OS X only.

Update Notifier (Windows, Free)

Update Notifier is a small, portable software update utility that quickly scans your installed applications and lists your available updates in a small window, complete with links to sites where you can download updates. The application includes options to filter all your installed applications, updates only, major updates (2.0 to 3.0), minor updates (2.0 to 2.1), and build updates (2.0.0 to 2.0.1). If you register for an account at the CleanSofts.org web site (the companion site to the application), you can also set up a watch list and let the site email you whenever updates to apps on your watch list are available. Update Notifier is freeware, Windows only. It's also portable, which could come in handy next time you're heading to your after-hours job moonlighting as your family's IT person. (Original post)

Secunia PSI (Windows, Free)

Secunia Personal Software Inspector takes a bit more of a doomsday—i.e., security-focused—approach with software update. When you run your first scan after installing Secunia, you'll be presented with a list of insecure apps that have available updates, "end-of-life" apps that are no longer being supported by the developer, and patched apps that have the latest security updates. It's not the most user-friendly of the bunch, but the interface is packed with information and tools for making sure your installed software is running the latest and greatest security updates. Secunia PSI is freeware, works with Windows.   Read the original posting here http://lifehacker.com/5384140/five-best-software-update-tools

Everyone needs a VIRUS CHECKER and this one is free and just updated

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Anyone using a computer these days at home will get a virus as so many emails and sites add viruses so easy and then so hard to get rid of.  This free virus checker is now updated and you should get it downloaded and installed free immediately to assist you in the fight to keep your computer virus free.

AVG 9 Free Now Available for Download



Windows only: AVG 9 Free—one of the most popular free antivirus apps on the market—is now available for download.

Check out here the instructions in photo slide show  http://www.cnet.com/2300-1_1-10001726-1.html?s=0&o=10001726&tag=mncol;page

A couple weeks back, the popular antivirus maker AVG released AVG 9 with performance improvements and other updates, but on launch only the commercial version of AVG 9 was available. The fact of the matter is that most AVG users are probably using AVG Free, the freeware version of the app, so if that's the case for you, good news: AVG 9 Free is now ready for download.

Probably the Best Free Security List in the World

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The products are almost exclusively free with some exceptions:
(a) Products where there is no free alternative
(b) Good products that offer a lifetime license
(c) Exceptional products
 
Index

Most popular downloads For the week ending October 11

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click the link to download

  1. 1. AVG Anti-Virus Free Edition 1,330,509 downloads
  2. 2. Avira AntiVir Personal - Free Antivirus 871,956 downloads
  3. 3. LimeWire 685,031 downloads
  4. 4. Avast Home Edition - Free Antivirus 622,080 downloads
  5. 5. Malwarebytes Anti-Malware 592,360 downloads
  6. 6. WinRAR (32-bit) 365,800 downloads
  7. 7. YouTube Downloader 328,811 downloads
  8. 8. Ad-Aware Free 309,557 downloads
  9. 9. FrostWire 269,424 downloads
  10. 10. Free YouTube to MP3 Converter 267,610 downloads
  1. 11. FreeZ Online TV 252,185 downloads
  2. 12. Advanced SystemCare Free 247,108 downloads
  3. 13. Camfrog Video Chat 243,501 downloads
  4. 14. Vuze 225,653 downloads
  5. 15. Orbit Downloader 219,117 downloads
  6. 16. TeamViewer 208,272 downloads
  7. 17. Foxit Reader 193,783 downloads
  8. 18. DivX 7 for Windows 191,926 downloads
  9. 19. Virtual DJ 178,330 downloads
  10. 20. mIRC 166,944 downloads 

 

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